1.    Organize papers with accurate filing

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Papers that we need to manage at home

1.    Personal documents –PAN card, Passport, Aadhar card, ration card, driving license, voter card, certificates(educational and professional), other certificates (marriage, birth) etc. – originals and photocopies.

2.    Utility bills – Electricity, phone, internet, gas, water etc.

3.    Job/ Profession related –Salary slips, Form 16, appointment letter, relieving letter, promotion letter, appraisals, and certificates of recognition and so on with respect to our current / previous organizations

4.    Property documents – Pretty self-explanatory, Society maintenance fee receipts, share certificates, buyer’s agreement, possession letter, property tax receipts etc.

5.    Photos – minimum 8 photos’ of each family member.

6.    Guarantee / Warranty documents – Whatever items we buy, it also brings home its own set of papers – invoice, warranty papers, user’s Manual!

7.    Medical papers – There could be many – doctor’s prescriptions, diagnostic reports, vaccination history, discharge certificates etc.

8.    Tax documents – Copies of our recent / old IT return files, refund details, capital gains reports etc.

9.    Bank papers – Bank passbooks and statements – for all of our accounts – updated.

10.  Investments Documents – These are mostly assets related – FD or Bond certificates (along with Form 15G/H reminders); PPF passbook; Demat holding statements, Share certificates, Dividend receipts; MF statements etc.

11.  Insurance papers – We need to keep original policy documents always safe and accessible. Along with that premium payment receipts, claim history and health card (for mediclaim) also need to be kept in order.

Emergency Kit –The details of person to contact like Family physician, lawyer, financial advisor, CA. Also note down various passwords for online banking accounts, demat account, ATM pins, Will, Bank Locker Keys etc.